LIFELONG INVESTMENTS

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STORIES AND IDEAS FROM LIFELONG INVESTMENTS

Winter vs. Spring in the GTA Housing Market

In Real Estate, timing is key. You may have the perfect house to sell, in a desirable location, but if you sell it at the wrong time, you may end up receiving tens or even hundreds of thousands of dollars less than you should. Traditionally, Spring has always been the best time to sell, with […]

Finance

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Finance

The 5 Biggest Mistakes People Make When Refinancing Their Mortgage.

Many people are taking advantage of the current low mortgage rates and are able to save quite a bit of money. However, for some, refinancing can cause complications as it might not be the right choice for the individuals’ specific situation. ⠀ ⠀ Here are 5 mistakes to avoid to ensure refinancing is right for […]

Finance

How to Financially Plan and Budget for Home Renovations

If you want to sell your house, or just want to give it an updated touch, renovations are necessary. Renovations update the house and give it a higher price in the market. It’s the perfect prep for selling a house. However, renovations cost a lot on their own. Here’s how you can financially plan and […]

Investment

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Investment

Planulife’s Community Redevelopment Fund vs Other Investments

The Planulife Community Redevelopment Fund (“Redevelopment Fund”) was created to provide our members with high yield income fund returns with minimal risk. With mortgage security across a pool of community redevelopment sites, the returns are both reliable and understandable for most people, especially those that have made mortgage payments before. The Redevelopment Fund was designed […]

Investment

Why Invest in Durham?

SUMMARY The Durham Region was ranked #1 for population growth, with continued growth forecast. Durham has the highest growth in Home sale prices in the GTA. Metrolink will be expanding it’s GO Transit network by adding 4 new stations in the region. The region has the most decorated GM plant in all of North America, […]

Investment

RRSP vs TFSA- Understanding the difference

One of the most common questions when it comes to saving long term is whether to invest in a registered retirement savings plan (RRSP) or a tax-free savings account (TFSA). Both will help you save, and save on taxes, but each works in different ways. Understanding the difference between the two will help you know […]

Investment

What Is Your Real Estate Financial Plan?

Thinking of buying your first home? Thinking of upsizing your home? Thinking of downsizing? Thinking of investing? A home is where we spend most of our time. For most people, their home is their most valuable asset. Your Real Estate financial plan should focus on what matters most: Real Estate. We will discuss the […]

Investment

A classic clash of the classes — “proletariat vs bourgeoisie” — is at the heart of the GameStop saga.

Robinhood, an online brokerage app named after a folk hero who steals from the rich to give to the poor and whose mission is to “democratize finance for all,” barred the purchase of old-school video game store, GameStop amid a coordinated effort from redditors to drive up the stock prices of certain companies such as […]

Investment

Investment Types

Investment is the allocation of money and assets acquired for future income and with the hope that it will provide some benefit in the future. You have a lot of options for where to invest your money as an investor. However, it is essential to invest them carefully. Investments are for the most part bucketed […]

Real Estate

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Real Estate

Winter vs. Spring in the GTA Housing Market

Real Estate

Predictions for Canadian Real Estate In 2022!

We are witnessing one of the most unpredictable markets in the history of Canadian Real Estate. Given the importance to us all, we took the liberty in putting together our predictions to help us all safeguard what matters most. But first, let’s take a look at how we got here. Since 2010, the year […]

Real Estate

The Canadian Real Estate Bubble Is At Risk Of Deflation

PLANULIFE REALTY ANALYSIS The Canadian housing sector moved from a moderate to high degree of vulnerability during the second quarter, with Toronto, Ottawa and Montreal among the markets at the most risk according to the Canadian Mortgage and Housing Corporation (CMHC). Home sales reached historic highs in 2021, but there was low evidence of excess […]

Real Estate

Housing after you separate or divorce

We never really plan for this to happen, but when it does it can feel like there’s so much to look after – including your mortgage. We can help with this, and take a load off your mind. ⠀ Often when couples purchase a home together, they qualify based on dual income. When separating, they […]

Real Estate

TIPS FOR BUYING IN THE SPRING MARKET

Choose your agents well Commitment is not a bad thing in Real Estate and Mortgages. Make sure you create a strong relationship with both your Mortgage professional and Real Estate Agent upfront. No one succeeds when you have multiple agents hounding you with listings and rates. It just creates confusion. Most great agents will not […]

Real Estate

Planulife 1st Time Home Buyers Guide 2021

Are you looking to own your very first home? Whether you’re looking for a house, a townhouse or condo, this is one of the biggest decisions you’ll ever make. It might seem difficult at first but you’ll be a home ownership expert by the time you finish reading our step by step 1st time home […]

Real Estate

2021: Buying vs Renting in The GTA

Buying vs Renting When it comes to looking for a new place to live, a question that arises all the time is renting a house vs. buying one. For some, the question seems inconsequential. After all, you will be living in a place no matter which one you choose. However, both renting and buying a […]